Mortgage Broker Licenses in 50 States

 




ST

CONTACT PERSON

 

MORTGAGE BROKER LICENSES

1ST MORTGAGE LOANS

 

MORTGAGE BROKER LICENSES

2ND MORTGAGE LOANS

AL
  Mtg Broker License No Separate License
AK   NO LICENSE REQUIRED NO LICENSE REQUIRED

AR
Securities Department, 201 F. Markham, Little Rock, AR 72201, 501-324-9360 ARKANSAS MORTGAGE BROKER LICENSE No Separate License:

AZ

ARIZONA STATE BANKING DEPT.
2910 N. 44TH STREET, SUITE 310
PHOENIX, AZ 85082
602/255-4421
fax 602-381-1225
AZ Mortgage Brokers License A.R.S. §§ 6-901 thru 6-910 No Separate License

CA
Debbie Stopeck
CONSUMER FINANCE LENDERS LAW
DEPT. OF CORPORATIONS
320 West 4th Street, Suite 750
Los Angeles, CA 90013-1105
(213) 576-7500
CA Consumer Finance Lender License from CA Dept. of Corporations Brokers are defined in the California Finance Lenders Law as "any person engaged in the business of negotiating or performing any act as broker in connection with loans made by a Finance Lender". Brokers licensed under this law, may only broker loans to lenders possessing a valid California Finance Lenders license.
and
CA Licensed Broker License from CA Dept. of Real Estate permits mortgage loans to me brokered to banks, saving loans and credit unions.
No Separate License

CO
JACK KINKEL, DEPUTY ADMINISTRATOR
DEPT OF LAW
COLORADO UCC CODE
1525 SHERMAN ST., 5TH FLOOR
DENVER, CO 80203
303/866-4494
MORTGAGE BROKER LICENSE REQUIRED UNLESS YOU ARE EXEMPT UNDER THE FOLLOWING RULE. NOTE: Many Colorado Mortgage Brokers and Dealers are exempt from Colorado licensing requirements. Please review the following information before you apply for a Mortgage Broker license. General information Regarding Mortgage Brokers Rule 51-4.1:
(e) A mortgage broker-dealer whose business is limited exclusively to effecting transactions with financial institutions [as defined in section 11-51-201(6), C.R.S.] is exempt from the licensing requirements of section 11-51-401(1), C.R.S.


If you are exempt from getting a mortgage broker license under the Rule above then NO MORTGAGE BROKER LICENSE REQUIRED unless the CO Supervised Lenders License is required Brokers must be licensed as supervised lenders only if the supervised loans are closed in the broker's name or the broker appears as the creditor to whom the debt is originally payable, regardless of whether the loan is funded by or immediately assigned to a mortgage lender or other financing source. If the broker puts the buyer and lender together and the broker's name does not appear as the creditor or lender, the broker does not need a supervised lender license.

CT

MARLEEN MADDOX, EXAMINER
DEPT. OF BANKING
CONSUMER CREDIT DIVISION
260 Constitution Plaza
HARTFORD, CT 06103-1800
860-240-8200
fax 860-240-8178

CT First Mortgage Broker License

 

CT Second Mortgage Broker License

DE
SHEILA WILLIAMS
OFFICE OF STATE BANKING COMMISSIONER
555 E. LOOCKERMAN STREET, 3210
DOVER, DE 19901
302/739-4235
DELAWARE MORTGAGE BROKER LICENSE (Reg. No. 5.2102(b)/2112.0001, see Vol. 12 CDR 80 821 001) No Separate License: Covered by Mtg Broker License for 1st Mtg Loans

FL
BILL DAVIS
DEPT. OF BANKING AND FINANCE, div. of finance
STATE CAPITOL BUILDING
TALLAHASSEE, FL 32399-0350
904/413-7768//Tallahassee Office
2002 Old St. Augustine Rd.
Bldg. B - Room 18
Tallahassee, FL 32301
(904) 487-2904/

Correspondent Lender

Mortgage Broker License

Mortgage Business License

No Separate License

GA
CRAIG SMITH
DEPT. OF BANKING AND FINANCE
2990 Brandywine Road, Suite 200
Atlanta, GA 30341-5565
770-986-1633 fax 770-986-1654/55
Residential Mortgage License
Georgia Residential Mtg Act/article 13 of chapter 1 of title 7 of the OCGA
No Separate License: Covered by Mtg Broker License for 1st Mtg Loans
 HI  Dir. of Commerce & Consumer Affairs, Dept. of Financial Institutions, P.O. Box 3469, Honolulu, HI 96801, 808-586-2704  Mortgage Broker License No Separate License

IA
ROD REED
IOWA DIVISION OF BANKING
200 EAST GRAND AVE, SUITE 300
DES MOINES, IA 50309
515/281-4014 FAX: 515/281-4862 281-7688
IOWA MORTGAGE BROKER LICENSING REQUIREMENTS (I.C.A. §535B.9)  No Separate License

ID
TOM ABEL, SUPERVISOR
CONSUMER CREDIT
DEPT. OF FINANCE
STATE OF IDAHO
700 W. State Street, 2nd Floor
P.O. Box 83720
BOISE, ID 83720
208/332-8002
RESIDENTIAL MORTGAGE LICENSE ID Supervised Lenders License

IL


OFFICE OF BANKS AND REAL ESTATE, residential finance 312-793-1409 or 312-793-0291 (TDD).
Correspondence should be addressed to 310 South Michigan Avenue, Suite 2130, Chicago, IL 60604-4278.
Residential Mortgage License No Separate License

IN
Secretary of State, Securities Dept., Indianapolis, IN and

Dept of Financial Institutions, Indianapolis, IN
Indiana Loan Broker License IN Consumer Loan License

KS

OFFICE OF THE STATE BANK COMMISSIONER
JAYHAWK TOWER
700 SW JACKSON ST, STE 300
TOPEKA, KS 66603
785-296-2266
Fax 785-296-0168
Kansas Mortgage Business License No Separate License

KY

GARY THURMAN
DEPT. OF FINANCIAL INSTITUTIONS
477 VERSAILLES ROAD
FRANKFORT KY 40601
502/573-3390

KENTUCKY MORTGAGE BROKER LICENSE (K.R.S. §§ 294.032, 294.034(3), (4), 294.060; 808 K.A.R. 12:010)
No Separate License

LA
JOHN BRO/JACK TESHAY
OFFICE OF FINANCIAL INSTITUTIONS
PO BOX 94095
BATON ROUGE, LA 70804-9095
504/925-4660; 504/922-0634

LOUISIANA LOAN BROKER LICENSE

(LaRS §9:3572.3)

No Separate License

MA
MA Division of Banks
Consumer Compliance Unit
100 Cambridge Street
Boston, MA 02202
617-727-3145 ext 378 or 366
MRS. NAIVA, COMMISSIONER OF BANKS 617/727-3145
MASSACHUSETTS MORTGAGE BROKER LICENSE No Separate License

MD
MISS MARTIN/RONALD TRACEY, EXAMINERS
DEPT. OF LICENSING/REGULATION
COMMISSIONER OF CONSUMER CREDIT
FINANCIAL REGULATIONS
501 ST. PAUL PLACE. 13TH FLOOR
BALTIMORE, MD 21202-2272
410./333-6330

MARYLAND MORTGAGE LENDER LICENSE

(Md. Fin. Govt. §11-501)

No Separate License

ME

RICHARD T. HOWARD
PRINCIPAL EXAMINER

DEPT OF PROFESSIONAL AND FINANCIAL REGULATION, OFFICE
OF CONSUMER CREDIT PROTECTION

STATE HOUSE STATION 35
AUGUSTA, MAINE 04333-0035
(207) 582-7699
FAX (207) 582-5415

MAINE LOAN BROKER LICENSE No Separate License

MN
Robin Brown
DEPT. OF COMMERCE
Division of Financial Examinations
85 7TH PLACE EAST, SUITE 500 / ST. PAUL, MINNESOTA 55101-2198 / TELEPHONE: 651/282-9855 / FAX: 651/296-8591
E-MAIL: FINANCIAL.COMMERCE@STATE.MN.US

MN Residential Mortgage Originator or Servicer License

Minnesota Statutes, Chapter 58 entitled the "Minneosta Residential Mortgage Originator and Servicer Licensing Act" (the Act) was passed in 1998, with an effective date of August 1, 1999. This Act requires licensing as an originator or servicer of Minnesota residential mortgage loans Application

No Separate License

MI
Financial Institutions Bureau 333 South Capitol Avenue, Suite A, Lansing, MI.
P.O. Box 30224
Lansing, MI 48909
Main Telephone (517) 373-3460; FAX (517) 335-0908

FIRST MTG BROKER LICENSE
Mtg Brokers, Lenders and
Servicing Act
MI SECONDARY
MORTGAGE LOAN ACT LICENSE OR REGISTRATION
Secondary Mtg Act

MO
Greg Barlow, Supervisor of Savings & Loans
Mortgage Broker Section
Division of Finance
301 West High Street, Room 630
P.O. Box 716
Jefferson City, MO 65102-0716
Main # 573-751-3242; Section Phone 573-751-4243; Fax 573-751-9192
Email: gbarlow@mail.state.mo.us

MISSOURI MORTGAGE BROKER LICENSE

(Mo. Rev. Stat. §443.827)

No Separate License: Covered by Mtg Broker License for 1st Mtg Loans

MS
STATE OF MISSISSIPPI
DEPT OF BANKING AND CONSUMER FINANCE
304 WALTER SILLERS STATE OFFICE BUILDING
550 HIGH STREET
JACKSON, MS 39202
(601)359-1031
FAX (601)359-3557
Mtg Broker License No Separate License

MT

CHRIS OLSEN
DEPT OF COMMERCE
FINANCIAL DIVISION
STATE OF MONTANA
HELENA, MT 59601
(406)444-2091
MT Mortgage Broker License MT Supervised Lender License

NC
Will Langston, NC Commissioner of Banks
702 Oberlin Road, Suite 400
P.O. Box 10709
RALEIGH, NC 27605-0709
919-733-3016 fax 919-733-6918
NC Mortgage Broker License No Separate License

ND
Dept of Banking and Financial Institutions, State Capitol, 600 E. Boulevard, Bismaarck, ND 58505-0080, 701-328-9933

MONEY BROKERS LICENSE (N.D. Cent. Code §. 13.04.1-02.)
No Separate License

NE
GLENN CALLOWAY
JEAN SIMPSON
NEBRASKA DEPT OF BANKING AND FINANCE
POST OFFICE BOX 95006
LINCOLN, NE 68509-5006
(402)471-2171
Nebraska Mortgage Banker License No Separate License

NH
RAY HARON
BANKING DEPARTMENT
603/271-3561
New Hampshire Mortgage Broker License No Separate License

NJ
Department of Banking and Insurance
Division of Banking
Office of Consumer Finance
20 West State Street
P.O. Box 040
Trenton, NJ 08625-0325
609-292-5360
fax 609-292-5461

NJ Mortgage Broker License
NJ Secondary Mortgage Loan License

NM
REG. & LIC. DEPT.
FIN. INST. DIVISION
725 ST. MICHAEL'S DRIVE
SANTA FE, NM 87504
P.O.Box 25101
Santa Fe, NM 87504
505/827-7102

NM Mortgage Loan Broker License
Mtg Loan Company and Loan Broker Act
No Separate License

NV
JACK DEBUSK
FINANCIAL INSTITUTIONS DIVISION
DEPT. OF BUSINESS & INDUSTRY
2501 E. SAHARA, SUITE 300
LAS VEGAS, NV 89104
702/486-4120 fax 702-486-4563
NV Mortgage Company License (NRS & NAC 645B) No Separate License

NY
State of New York Banking Dept.
Legal Financial Services Division
2 Rector Street-21st Floor
New York, NY 10006
Attn: Deputy Super. Peter Philbin
General no. 212/618-6642
Fax 212-618-6426

NY Mortgage Broker License
No Separate License

OH
RICH KECK
Dept of Commerce
DIVISION OF Financial Institutions
77 S HIGH STREET, 21st FLOOR
COLUMBUS, OH 43266-0121
614/466-2221
Ohio Mortgage Broker License
[Mtg Broker Act Chap 1322]
OH Mortgage Loan Act License

OK
DEPT. OF CONSUMER CREDIT
4545 LINCOLN BLVD., SUITE 104
OKLAHOMA CITY, OK 73105
405/521-3653
OKLAHOMA MORTGAGE BROKER LICENSE (Okla. Stat. tit. 59 Section 2071 et seq.) OK Supervised Lender License

OR

Dept of Consumer and Business Services Consumer (DCBS)

Lori Asa
350 Winter St. NE, Room 410
Salem, OR 97301-3881
Phone: (503) 947-7300
Fax: (503) 947-7862

OREGON MORTGAGE BROKER LICENSE

(Or. Rev. Stat. 59.840)

No Separate License

PA
Cynthia Wirt, Chief
Licensing Division
Bureau of Licensing and Consumer Compliance
DEPARTMENT OF BANKING
333 MARKET STREET, 16TH FL.
HARRISBURG, PA 17101-2290
717-787-3717 fax 717-787-8773
PA First Mortgage Loan Broker PA Secondary Mortgage Loan Broker

RI
STATE OF RHODE ISLAND AND PROVIDENCE PLANTATIONS
DEPT OF BUSINESS REGULATION
DIVISION OF BANKING
233 RICHMOND STREET,
SUITE 231
PROVIDENCE, RI 02903-4231
(401) 277-2405
 Rhode Island Loan Broker License No Separate License

SC
Consumer Finance Division
Board of Financila Institutions
3rd Floor Calhoun Office Bldg, Box 11905 Columbia SC 29211
803-734-2020
803/734-9452 fax 803-734-9365
e-mail scdca@infoave.net
SC Mortgage Broker License No Separate License

SD

DIVISION OF BANKING, STATE CAPITOL, 500 EAST CAPITOL AVENUE,
PIERRE, SD 57501-5070
(605)773-3421
South Dakota Mortgage Broker License No Separate License

TN
HAROLD BORUM
STATE OF TENNESSEE
DEPT. OF FINANCIAL INSTITUTIONS
502 JOHN SEVIER BUILDING
500 CHARLOTTE AVENUE
NASHVILLE, TN 37219
615/741-2236

TENNESSEE MORTGAGE BROKER LICENSE

Tennessee Residential Lending, Brokerage and Servicing Act.(Tenn. Code Ann. §45-13-103(a))

No Separate License

TX
PHYLLIS WOLFENBARGER
TEXAS CONSUMER CREDIT COMMISSION
2601 N. LAMAR
AUSTIN, TX 78705-4207
512/936-7600
TEXAS MORTGAGE BROKER LICENSE (Act passed by legislature which requires mortgage brokers to obtain a license and have a TX office effective 9/1/99 with license in place by 1/1/2000 by the Savings and Loan Commissioner TX Regulated Lender License

UT
STATE OF UTAH DEPT. OF FINANCIAL INSTITUTIONS P.O. BOX 89,
324 SOUTH STATE,
SUITE 201
SALT LAKE CITY, UT 84110-0089
(801)538-8830
Utah Residential First Mortgage License  UT Consumer Notification

VA

STATE OF VIRGINIA
BUREAU OF FINANCIAL INSTITUTIONS
Tyler Bldg, 8th Floor
1300 E. Main Street
Richmond, VA 23219
PO BOX 640
RICHMOND, VA 23218-0640
804/371-9657 fax 804-371-9704

VA Mortgage Broker License


[The Virginia Mortgage Lender and Broker Act of VA Code §6.1 409 et seq.]

No Separate License

VT
  Vermont Mortgage Broker License No Separate License

WA
Mark P. Thompson
Dept of Financial Institutions
Division of Consumer Services and Administration
210 11th StreetSW Room 300
Olympia, WA 98504
360-902-8703 fax 306-664-2258
206/753-4401
Washington Mortgage Broker License No Separate License

WI

Dept. Regulation and Licensing, 1400 E. Washington Avenue, PO Boxx 8935, Madison, WI 53708, 608-266-5511
Wisconsin Mortgage Broker License and Loan Solicitor License No Separate License

WV
TRACY HUDSON
DEPARTMENT OF BANKING
STATE CAPITOL COMPLEX
BUILDING 3, ROOM 311
CHARLESTON, WV 25305
304/558-2294
Mtg Broker License No Separate License

WY
JOE MULBERRY
STATE OF WYOMING
DEPT OF AUDIT
DIVISION OF BANKING-UCCC
HERSCHLER BUILDING-3RD FLOOR
122 WEST 25TH STREET
CHEYENNE, WY 82002
(307)777-7797
(307)777-6605
Mtg Broker License Consumer Loan License